You’ll be able to fill out a copy of your current ITR that features a beneficial BIR stamp. I think for it that, you’re going to have to visit your RDO to acquire stamped.
If you are an excellent freelancer otherwise an entrepreneur, you could potentially fill in a copy of the audited ITR and you can BIR stamp. I did not try this you to as We was not the person who taken out the mortgage and i failed to donate to getting co-borrower, but I believe this would imply delivering their current ITR, and just to go on the fresh new safer front, their bookkeeping books, towards RDO.
If you are functioning, you can also opt to fill in the certified 1 month pay sneak dated at the very least 90 days ahead of big date away from application. Jay decided to fill in around three so you’re able to secure the offer, haha! He plus recorded their COE plus all of them.
This is certainly towards the first step. Pag-IBIG have a tendency to assess your articles to evaluate your qualification to put on to own a home mortgage.
Once you have recorded such documents on the internet, you are going to discover a contact compelling you to definitely pay money for this new running payment. We repaid Php 1,000. Be sure that you print out a duplicate of your own verification of commission. You’re going to have to provide that it to help you Pag-IBIG , along with the other conditions, after you’ve started greeting to check out its office owing to email address or a trip.
Here you will find the files that you need to provide Pag-IBIG once you’ve come expected add your documents yourself:
step 1. The fresh duplicates of records your recorded in the very first processes, with the exception of the brand new selfie. You need to also have their ID photocopied.
2. A copy of your own Unique Power of Attorney to the broker. (In case your proprietor isnt about Philippines)
The expense of notarization depends upon new concurred cost of the house specified on your price to offer.
They are going to together with query for taking the images along with your good ID again. Now, it will be their staff that will take the try.
Assessment stage
Since the desk administrator appears more than your posts and sees zero inaccuracies, you might be requested to fund assessment payment. I repaid Php dos,000.
We were informed to go to to possess a trip from just one from their workers concerning your agenda of the property assessment. What will happen while in the house appraisal is they will be sending agencies to search our house to find out if they matches their simple and you will criteria.
It named 3 days just before they decided to go to. The fresh appraisers were on lay because of the 8AM. It ran for the, appeared this new dimensions and you will don’t most keep in touch with united states this much. They simply went to check per space inside your home.
Upcoming that was they. We had been advised to go to due to their email address whether or not all of our mortgage has been recognized or otherwise not recognized; but not, it currently warned us the household we had been trying to purchase are in short supply of step one meter wide to their conditions.
Mortgage Refused
I gotten a message of Pag-IBIG officially proclaiming that the brand new measurements of our house did not satisfy their criteria, hence are you to. Which had been the termination of all of our experience……for now.
I thought https://availableloan.net/installment-loans-fl/ turning in a letter regarding reconsideration, but the email certainly stated that we had to deal with the thing and you can commit to deciding to make the necessary transform, hence i didn’t. So we must undertake our destiny and move on.
Oh well, about i have gathered a lifetime skills that we normally include in the near future and train the high school students when it’s its look to get their property. We had been, obviously, distressed, however, we shall remain our expectations until we finally find the place we can label family.